Pag-IBIG Fund and DMCI Homes have partnered to give Filipino homebuyers more condominium options they can purchase through affordable Pag-IBIG Housing Loans. The agreement was signed on October 16 as part of the government’s continuing efforts to expand housing opportunities under President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program.

Department of Human Settlements and Urban Development (DHSUD) Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling welcomed the partnership, which adds DMCI Homes to Pag-IBIG Fund’s growing network of leading property developer partners.

“President Ferdinand R. Marcos Jr. has directed us to expand access to decent and affordable housing for Filipino families. By partnering with leading developers, we bring together private-sector expertise and Pag-IBIG Fund financing to offer members more housing choices and help advance the Expanded 4PH Program,” Aliling said.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta and DMCI Homes President Alfredo R. Austria signed the memorandum of understanding at the Pag-IBIG Fund Corporate Headquarters in Makati City. The signing was witnessed by DHSUD Secretary Aliling, DMCI Homes Chief Finance Officer Evangeline Hernandez-Atchioco, and Pag-IBIG Fund Senior Vice President for Sales and Business Development Fermin A. Sta. Teresa Jr.

Under the agreement, DMCI Homes will identify participating residential projects and available units, including ready-for-occupancy properties, and offer preferential pricing and other incentives to qualified Pag-IBIG Fund members, subject to applicable terms and conditions. Pag-IBIG Fund, in turn, will provide affordable housing financing, loan counseling, and assistance to qualified prospective homebuyers.

The first DMCI Homes project accredited by Pag-IBIG Fund is Anissa Heights in Pasay City. Accreditation is also underway for other Metro Manila projects such as Allegra Garden Place, The Erin Heights, The Oriana, Cypress Towers, Dansalan Gardens Condominiums, East Raya Gardens, Maricielo Villas, Mayfield Park Residences, Palm Grove Residences, Raya Garden Condominiums, Rhapsody Residences, Rosewood Pointe, and Tivoli Garden Residences, as well as Alea Residences in Bacoor City and Verdon Parc in Davao City.

Acosta said the partnership will give members more condominium choices, including ready-for-occupancy units that may be offered at preferential prices and with special developer incentives.

“Through this partnership, we are working with DMCI Homes to give our members access to more condominium choices at preferential prices. Once the necessary accreditations are completed, we expect to offer up to 3,990 units. Combined with Pag-IBIG Fund’s affordable housing financing and promotional rates of 4.5 percent and 5.75 percent per annum, these options can help qualified members move closer to owning a home that meets their needs and budget. And with developments in accessible urban locations, more families can enjoy the convenience of living closer to their workplaces and essential services,” Acosta said.

She added that prospective homebuyers can also visit the 2nd National Housing Expo on October 19 and 20 at the SMX Convention Center Manila, MOA Complex, Pasay City, where DMCI Homes will join more than 80 participating developers offering thousands of housing options, special Expo promotions, and opportunities to receive on-site Pag-IBIG Housing Loan assistance.

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The country’s leading property developers brought more than 50,000 ready-for-occupancy homes, including condominiums, closer to Filipino workers and their families as the biggest-ever National Housing Expo opened October 19 at the SMX Convention Center in Pasay City.

Organized by the Department of Human Settlements and Urban Development (DHSUD) and Pag-IBIG Fund, the two-day Expo brought together more than 80 partner developers offering homes suited to different family needs and budgets, with special prices and buyer incentives complemented by affordable financing through Pag-IBIG Fund. Among the participating developers are SMDC, Amaia Land, Avida Land, DMCI Homes, Filinvest Land, Megaworld Corporation, PH1 World Developers, Robinsons Land and Rockwell Land, alongside other developers.

The strong private sector participation comes as President Ferdinand R. Marcos Jr.’s Expanded Pambansang Pabahay para sa Pilipino (Expanded 4PH) Program gains greater momentum. Held during National Shelter Month, the Expo builds on these gains by bringing more housing choices and government assistance directly to families seeking a home of their own.

DHSUD Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling said the growing support of leading developers strengthens the government’s efforts to carry out the President’s directive to make quality, safe and affordable homes accessible to more Filipinos.

“Under President Marcos’ Expanded 4PH Program, we are bringing government and the private sector together to give more Filipino families a real opportunity to own a home. The participation of our leading developers means more quality homes to choose from, while affordable financing through Pag-IBIG Fund helps put these homes within our workers’ reach. Our biggest-ever National Housing Expo is a concrete manifestation of this shared commitment, bringing the gains of our housing efforts closer to the people we serve,” Aliling said.

Expanded 4PH addresses both sides of the housing equation by bringing together more quality homes from developers and affordable financing through Pag-IBIG Fund, giving Filipino families more choices at monthly payments they can manage. Under the program, qualified socialized housing buyers may avail of a 3-percent subsidized interest rate. For housing loan applications submitted from July 1 to December 31, 2026, promotional rates of 4.5 percent per year apply to loans above the applicable socialized housing ceiling up to Php4.9 million, while loans above Php4.9 million up to Php10 million qualify for a 5.75-percent annual rate. Both promotional rates are fixed for the first three years of the loan.

Over 40,000 home seekers are expected across the Expo’s two-day run, more than double last year’s attendance of 20,000, reflecting strong public response to the government’s Expanded 4PH Program.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said affordable financing is helping more members find homes suited to their needs, preferred locations and capacity to pay.

“From minimum-wage earners to middle-income families, we want more Filipino workers to have a real opportunity to own a home. With our developer partners, we are bringing more choices within reach, including in-city condominiums near workplaces, so our members can find homes that suit their families and monthly payments they can afford. A home closer to work can also mean less spent on transportation and more time with loved ones,” Acosta said.

“When we bring these choices together with affordable financing and personal assistance, we help our members take a concrete step toward their own home. We want them to see how homeownership can fit into their family budget, with Pag-IBIG Fund by their side,” she added.

Lower interest rates help make monthly payments more manageable, while the higher loan limit gives members more homes to choose from. These financing options help families pursue homeownership while providing for food, education, transportation and other daily needs. Running through October 20, the Expo features houses and condominium units across different prices, sizes and locations, with special offers and buyer incentives from participating developers. Pag-IBIG Fund Acquired Assets are also available at discounts of up to 30 discount. Home seekers can receive on-site assistance with housing loan eligibility, loanable amounts and estimated monthly payments. Solar energy solution providers and home essentials retailers are also participating, offering special packages and discounts to Pag-IBIG Fund Loyalty Cardholders.

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